Electronic purses in Euroland: Why do penetration and usage - download pdf or read online

By Leo van Hove

ISBN-10: 3902109238

ISBN-13: 9783902109231

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7, No. 4, July/August 2000b, p. 8. ECR, Iceland: world’s biggest card users, European Card Review, Vol. 9, No. 3, May/June 2002, p. 10–12. ECR, Electronic purse: last chance for GeldKarte, European Card Review, Vol. 10, Nr. 2, March/April 2003a, p. 5. ECR, Pre-authorized debit: e-purse substitute, European Card Review, Vol. 10, Nr. 3, May/June 2003b. European Central Bank, Issues arising from the emergence of electronic money, Monthly Bulletin, November 2000, p. 49–60. pdf>. European Committee for Banking Standards (ECBS), Overview of European electronic purse projects, Technical Report No.

No less than half of these transactions took place in the three cities mentioned73. 7% of all Chipknip terminals74. However, the impact is even bigger than this since there is a clear spill-over effect from parking to other payment segments: in Purmerend, the number of Chipknip payments in the retail sector increased by 127% in the first half of 2002, whereas the national average was only 28%75. Interestingly, BMS in France is also pushing purse-only parking. At parking meters in the Paris suburb of Boulogne-Billancourt, the Moneo card is already de rigueur – the only acceptable method of payment76.

For example, the shaded entries in the first column indicate that e-purse operators in Germany, France, Italy and Spain have had – ceteris paribus – a harder time trying to turn their new payment product into a success simply because of the size of their country. That is, unless they opted for a phased introduction (as in France) or for a strategy of geographic focussing (as in Germany after some time); see column 6. In some columns, I have not shaded or put in bold anything at all. This is because a priori the direction of the correlation is not clear-cut.

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Electronic purses in Euroland: Why do penetration and usage rates differ? by Leo van Hove


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